On November 20, 2025, the European Commission presented a package of measures aimed at strengthening the role of supplementary pensions in the European Union, with the aim of helping citizens secure an adequate income after retirement.

The proposal responds to a twofold structural need: to improve the adequacy of pension benefits and, at the same time, to channel a greater share of private savings into long-term investments that support economic growth and competitiveness in the EU.

The package is part of the Savings and Investments Union and responds to the challenges posed by demographic change and labor market transformations. A summary note on the proposal prepared by the Single Market Lab is available in the annex.